BEST CREDIT REPAIR COMPANIES
TOP 10 CREDIT REPORT REPAIR SERVICES
Reviews of the best Credit Repair Services: Can credit repair companies get deletions from the three major credit bureaus? You bet they can! If you have Credit debt and need Credit report repair, simply read our reviews of the best Credit repair services. Find the best credit repair companies that are sure to get results! We are your definitive guide to a higher credit score!
Best overall credit repair service
Score Cure Review
Their staff is comprised of professional credit repair experts and real attorneys
We used Score Cure for 2 months and they got 15 negative items removed for us.
Score Cure has 15+ years of experience in the credit repair industry
See actual Score Cure deletions
|Score Cure Best Credit repair company!
Score Cure receives our #1 spot for a number of reasons we will discuss, but the top reason is simply: They have the best customer service we have ever encountered and they get negative items removed quickly and efficiently. Score Cure is backed by top attorneys in the industry. Their attorneys quickly check if the creditors, credit card companies or credit bureaus are involved in illegal credit reporting activities. If they are, Score Cure will also sue them on your behalf.
Aside from getting the discrepancies removed, Score Cure is one of the only companies that provides advanced financial services and no additional charge. One of the advanced services they offer is looking for, and fighting against any FCRA and FDPA violations. If they find any violations, they will sue on your behalf and get you a monetary reward. Score Cure also effectively helps consumers to get their credit re-established by helping them get new credit cards as well as showing them advanced techniques to how they can go about rebuilding their credit quickly. Score Cure has over 15 years of experience with credit card companies. If you use Score Cure, you could have all the negative items stricken from your credit report while at the same time rebuilding your credit. They make sure that those negative items get deleted quickly and that they do not re-appear.
This utilization of deletions and rebuilding is what sets Score Cure apart from the competitors! We used Score Cure for 2 months (2 rounds of disputing) and they got 15 negative items removed for us. Each and every client has their own personal credit repair expert assigned to them to answer any questions. Another great feature that makes Score Cure stand out from the others is that each client will have online access where they can log onto their account 24/7 to monitor their progress. Allowing their clients interactivity with the process is what we loved most about them. The 'small' things about them that we like are that you deal with an actual human being each and every time. Nothing is ever automated. While that can be construed as a small feature, it shows that they care among all other things about the client. Get started with Score Cure today!
Pro's: One of the lowest costs for the amazing services they perform. Fast credit repair. (They get the job done quickly). They are run by real lawyers with many years of experience. They have, by far, the best customer service we have ever had the pleasure of experiencing. They get deletions quickly, usually within the first month. They offer advanced services at no extra charge. You aren't locked into any kind of contract for an extended period of time. They are extremely knowledgeable in all areas of credit restoration. Additionally, they offer thier services in all 50 States.
Cons: No cons that we have seen or heard of yet!
Pricing: Just $79.95 per month - Customers can quit at any time
See the Score Cure Website
Second best credit repair service
Best Legal Credit Repair
Best legal credit repair review
What they did for us when we tried their service...
We used Best Legal Credit Repair for 4 months and they got 22 negative items removed for us.
Actual Best Legal Credit Repair Experian Deletions
Best Legal Credit Repair has years of experience in the debt collection and credit repair industry
Best Legal Credit Repair 3rd Best Credit repair company!
100% legal credit repair that works! Best Legal Credit Repair is one of the best restoration services because: They remove negative items easily and effectively and they do it legally. Best Legal Credit Repair is affiliated with a top attorney that has many years of experience in the collections and credit industry. Each client will have real attorneys handling and overseeing their case. This is one of the most complete Credit Repair Services in the industry - Period!
Besides getting deletions removed effectively, Best Legal Credit Repair goes way above and beyond for their clients. Credit repair is just one small part of the entire process as they will also help you establish new credit as well. They have years of experience with credit card companies and they can easily establish new credit trade lines and have them added to your credit reports. Imagine having all your negative items removed while at the same time having a new $5,000 credit line added to your report. This will help utilization and your credit score will rise dramatically! We used this professional firm for 4 months and they got 22 negative items removed for us. During the four months, they got 13 negative items deleted from Experian (including 11 Experian deletions in just one round!). Our Fico score on Experian went from 586 to 714 in just 4 months! Each client will get a personal credit coach that will always be there to answer any questions. Another great feature that makes Best Legal Credit Repair stand out from the other services on this list is that each client will have online access where they can log onto their account 24/7 to monitor their progress. The customer service and professionalism of this company is by far the best that we have ever seen. They offer a money back guarantee and you can quit at any time with no penalties or fees. They are also one of the least expensive credit repair companies at just $69 per month. No start up fees! Get started with Best Legal Credit Repair today!
Pro's: A1 communication. A- score on the BBB. They get the job done legally so negative items will never reappear. Run by real lawyers with many years experience. Some of the best customer service that we have ever encountered. They get deletions quickly. They help rebuild credit. You can quit at any time. Offers money back guarantee. Very experienced with all facets of credit restoration and repair. Offers credit restoration in all 50 States.
Cons: No cons that we have seen or heard of yet!
Pricing:Just $69 per month - Customers can quit at any time
See the Best Legal Credit Repair Website
Least expensive Credit Repair!
The Credit People - Cheap set up fee at just $19!
Check out this Guarantee
If you try their service, and after your program is complete there isn't a definite improvement in your credit report or score, then they will give you $50 for wasting your time on top of your money back!
See actual The Credit People Deletions
See actual very rare The Credit People Deletions!
See actual The Credit People Deletion
The Credit People Great Credit repair service!
For the price, - nothing comes close to The Credit People (Formally DSI Solutions) for reliable credit repair. We can attest that The Credit People's unique six-month program is the fastest, best and most affordable restoration service available online. One of our colleagues tried the 6 month program (When it was DSI) with amazing results. DSI realized 18 deletions in total, including a Bankruptcy! This is one of only two credit repair services where we have personal experience with a bankruptcy deletion. His Fico score went from a dismal 528 to a 704 on Equifax within 6 months. They also deal directly with creditors to get deletions! When it comes to the price, The Credit People is by far one of the cheapest credit repair services. For the low prices that they charge, they are easily the best choices on this list. They only charge a $19 Set-up fee and then 3 easy payments of $89. (If you pay for the entire package up front, they'll even waive the set-up fee!) This pricing is for 6 months of full service credit repair. Discover how The Credit People can easily repair your credit...guaranteed! If you have bad credit and you're looking for a second chance, The Credit People can legally repair your credit, and raise your credit score.
Pro's: Lowest price in the credit repair service industry. They show excellent results. They get results with Experian! They can get bankruptcies removed. Great guarantee where they will give you your money back... plus $50 if there is not a definite improvement to your credit reports! Only a $19 set-up fee. Offers credit repair in all 50 States.
Cons: Short term allows for only 4 rounds of disputes, but then again that may be all you need, because they dispute all items quickly. If happy and need be, you can still continue!
Pricing: $19 Setup fee and then 3 easy payments of $99
See The Credit People Website
Credit Repair Company with the best service
Attractive Credit Review - Every client is important
What they accomplished for us
We used Attractive Credit for 3 months and they got 12 deletions in those 3 months. They also helped us by dealing directly with a stubborn collection agency and got them to stop going after us for payment and got them deleted from all 3 bureaus! This extra service is unheard of in the credit repair industry!
Attractive Credit is certified with the Fair Credit Reporting Act
Attractive Credit A top credit repair performer!
If you want your reports cleaned up and are serious about getting your credit rating restored as quickly as possible, then Attractive Credit is a great choice as an organic clean and legit service. Attractive Credit takes the extra time to advise, consult and educate each client along the way to a better credit score. Attractive Credit applies legal methods, techniques and strategies to increase credit scores quickly through their program. Bottom line, they will do everything in their power to lead their clients in the right direction. Attractive Credit is a hard working company that really cares about the consumers and truly deserves to be on our list of the top ten best credit repair companies.
What really sets Attractive Credit apart is that they take a little different approach to the way they handle their clients' accounts. They do not just simply "dispute all negative items", which is an approach that most other firms focus on. Instead, they focus on working closely with you while fixing and improving your credit scores, and they go above and beyond by helping you with disputing to collection agencies and disputing to original creditors. They will do whatever it takes to get the job done for each and every client. They take pride in providing you the tools that you need to control your credit and finances from the moment you join until even after you are a client. Attractive Credit believes in long term, permanent solutions to your credit issues.
Your program will include unlimited credit report disputes, corrections, and removals with Equifax, Experian, and TransUnion, They are also specialists in creating customized collection interventions that focus on Fair Debt Collections Act guidelines (FDCAPA). Credit interventions that assist in eliminating bad credit are excellent for late payments, charge-offs, and collections.
Pro's: They realized 12 deletions in 3 short months for us! Clients have piece of mind with their no-risk refund policy. Cancel at any time! Exceptional one on one customer service. They do the little extras that other companies simply do not address. Very professional customer service staff that goes above and beyond for each and every single client. Offers full restoration services in all 50 States.
Cons: No cons that we have seen or heard of yet!
Pricing: $99.97 setup fee and then $79.97 per month
See the Attractive Credit Website
Most reliable Credit repair company - Lexington Law
Lexington Law Review
See actual Lexington Law Deletions
See more actual Lexington Law Deletions
Lexington Law is one of the oldest and most reputable companies that basically started it all,... and to this day, it remains one of the best overall and most reliable credit repair services in the entire industry
|Lexington Reliable Credit repair service!
Lexington Law was the very first company that we tried. We used Lexington Law for 9 months with great results. In the 9 month period using Lexington Law, we saw 19 negative items deleted from our credit reports! (4 of them were inquiries). Lexington Law is one of the oldest and largest credit report repair services around, and it is still one the best. Lexington Law was basically the founder of credit repair as we know it today and is still the #1 company that ALL of the other baby boomer companies emulated.
With Lexington Law there is a bit more work on your part to go into the Client Login area and update what you want to dispute, but it doesn't take that long and it puts you in full control and is well worth it. They did a lot for us within 9 months by getting 19 deletions and their customer service was exceptional. If you have credit debt and need a company that knows what they are doing, then Lexington Law is one of the best credit repair services on this list that you could choose. Lexington Law claims to have served over 1/2 million clients since 1991. Thats over five thousand clients per year. Lexington Law is a true pioneer in the industry that is only getting bigger and stronger over time. Go for the $79.95 or the $99.95 per month plan if you can afford it. Get Started now! Lexington Law Sign-Up Page
Pro's: They always get results. Very experienced. Time tested techniques that work. They answer the phone. A very branded and trusted name for credit restoration. We have not heard of one single client that we know, who hasn't seen at least 1 deletion! A founder in the industry that is still the best out there and is certainly the most reliable. Realized 19 deletions of negative items in 9 months for us! Offers credit restoration in all 50 States.
Cons: A little more work on your part to update your control panel (client login area) but it is worth it because you get to control what is being disputed.
Pricing: $99 Setup fee. 3 different plans $59.95 - $79.95 - $99.95 per month.
See the Lexington Law Website
Fastest growing Credit Repair company - Veracity
7 Deletions in 4 months!
Veracity Credit Repair
Expedited Credit repair!
This may actually be one of the best underdog choices for a credit repair in this top 10 list! They are very experienced when it comes to credit debt and bad credit repair. Combine Veracity's relatively low monthly rates (we paid $49 per month) with their specifically tailored credit repair and consultative strategies and you get a winning combination. Their system is designed to quickly and effectively raise your credit score within a relatively short amount of time. They are known for their expedited results (getting deletions fast). So if you need quick results with credit repair, Veracity is a great choice. It worked for us! We tried for Veracity for 4 months and saw 7 deletions (although 3 of them were inquiries). In all fairness to Veracity though, we used them after using 3 other credit repair companies for a length of time, so they surely had a tougher time getting deletions after the Bureau's had previously verified the items. We think that a client using them as their first credit repair company choice, will yield considerably better results than we did. We must also note that we tried the SELECT plan (the less expensive plan), and we feel that you may get better results going for their PLATINUM plan. Veracity is one of the top Credit Repair companies online today.
Pro's: Shows expedited results. Reasonably priced. A branded name in the industry. Will improve your fico score quickly. (Raised ours 44 points on TransUnion). If you need quick results, this is your choice. Cancel at any time. Offers credit repair in all 50 States.
Cons: Did not get any deletions for us from Experian and only one deletion from Equifax. (In all fairness though, we only used them for 4 months and used them after using two other credit repair companies)
Pricing: 2 plans - The SELECT plan is $69 setup and $49 monthly or the PLATINUM plan is $99 setup $79 monthly.
See the Veracity Website
A great credit repair business with a refund policy
Academy Credit - Credit Repair review
|Academy Credit: Credit Repair Great Credit repair!
A great credit repair business with a refund policy
Academy Credit - Credit Repair review
Academy Credit just made it at #10 on our top 10 list. They are very strong association and has always been a contender in the industry. Academy Credit is truly dedicated to improving your credit. Their firm will fight to eliminate negative, misleading or inaccurate items from your credit report and help you establish a positive credit history.
Academy offers a refund policy where they will refund your monthly payments, if they cannot produce results! We saw 6 negatives fall off our credit reports in 3 months time with Academy Credit. The only reason we didn't stay longer was so we could try other credit cleaning services so we could provide the reviews on this page. We were very happy with Academy credit and would not have left them at all if we were not on a mission to try as many as we could!
Pro's: Very reliable outfit. They get deletions! Quit at any time. They are serious about helping you with achieving your financial goals.
Cons: Did not get us any Experian Deletions for us. (but we only used them for 3 months). They are a tad on the expensive side as they just recently raised their prices. Too many options. WHy not have just oneprice point?
Pricing: (Platinum Plan) $199 Membership - $69 monthly (Gold Plan) $179 Membership - $49 Monthly (Silver Plan) $159 Membership - $29 Monthly
See the Academy Credit Website
We feel that these top 10 credit repair companies are all worthy of being listed on this top 10 list. After reviewing and trying over 75 companies, we have found that these 10 are the absolute best, are reputable and really work.
BEST CREDIT REPAIR COMPANIES 2013 -THANK YOU FOR VISITING OUR TOP TEN LIST OF REPUTABLE CREDIT REPAIR SERVICES FOR BAD CREDIT REPORT REPAIR
SEE TOP 10 CREDIT REPAIR COMPANY REVIEWS BELOW
BEST CREDIT REPAIR COMPANY REVIEWS
THE BEST OVERALL CREDIT REPAIR COMPANY
SECOND BEST OVERALL CREDIT REPAIR COMPANY
MOST ESTABLISHED CREDIT REPAIR SERVICE - CREDIT DEBT REPAIR PROFESSIONALS
BEST CREDIT REPORT REPAIR COMPANY - CHEAPEST CREDIT REPAIR
The Credit People - The Credit People Reviews
Actual The Credit People reviews and testimonials
"My credit was such an embarrassing mess, that I pretty much just gave up on the idea of ever having good credit. I searched high and low for a service like yours and you guys just seemed to make it easy. I still can't even believe where I am now after your service. I never thought I'd have a chance like this again, and I couldn't be more thankful."
- Becky Wilshire, CA
"...it was exactly like you said, I was taking three steps back for every one I took forward. But worse yet, I was totally accepting it. What a wake up call. Now life is good, and so is my credit. I hope this testimonial helps you get the word out. Your website was a lifesaver. Thanks again!"
- Ken & Cathy Bowser, Lockport, IL
"I still can't believe that every time I either pull my credit report or have the next round sent to me free from the three bureaus, (after you guys do your disputing), I see another deletion of some sort come off my reports. I have heard that making negative items disappear off you credit report was impossible until you guys (The Credit Repair People - Formally DSI Solutions) keep proving it to me month after month. You just recently removed a charge-off account that was haunting my score for a long time. Thank you so much! "
- Thomas Canterbury, NY, NY
"Does exactly what they say they will do. Deserves to be on this best credit repair companies. An extremely reliable company that stands behind its guarantee. Expedited Credit repair at an extremely reasonable price. Top notch service in the credit repair industry"
CREDIT REPAIR THAT IS ABOVE AND BEYOND - TREATS EVERY CLIENT WITH EXCEPTIONAL SERVICE
Attractive Credit- Attractive Credit - Credit Repair Reviews
Actual Attractive Credit reviews and testimonials
"My credit scores went from the low 500's to the mid 600's in 2 months. Nice!"
-Carmen D., California
"Thanks for the updates and helping me with my credit. I got approved for a mortgage loan"
- Mr. C. Reyez., Texas
"I can't say enough for how responsive they have been to my emails. Their web site is very user friendly and I work directly with the person repairing my credit, No middle man like other credit repair agencies... Been with them for about a month now and I'm quite pleased so far.. Thank you"
-Terry W., Alabama
MOST RELIABLE CREDIT REPORT REPAIR SERVICE - OLDEST AND MOST EXPERIENCED CREDIT REPAIR SERVICE
Lexington - Lexington Law Reviews
Actual Lexington law reviews and testimonials
My experience with the Lexington Law Firm has been wonderful from beginning to end and the results you achieved are remarkable. It is also noteworthy, that the fee I paid for such superior professional service must be one of the truly great bargains of all time. My warmest best wishes to you all.
- R.S., Lexington client
I have to admit I was a little skeptical at first, but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Thank you for everything that you are doing for me and please pass on to your staff my appreciation for all of the hard work.
- T.B., Lexington client
Lexington Law showed us results from the very first dispute. They got 19 negative items deleted in the 9 months time period that we spent with them. We've done it first hand with them and fully endorse Lexington Law as a reliable Credit repair service that really works. See 3 actual deletions that they got from TransUnion on one dispute.
CREDIT REPAIR COMPANY THAT HAS SHOWN US THE BEST RESULTS - FOWLER AND FOWLER
- Veracity reviews
Actual Veracity reviews
"Thank you very much for the superb service provided. Veracity has done everything that it promised and more! I am aware that I may resume my lifetime membership in the future and look forward to working with you again soon.
Thanks again and kind regards."
- Kevin (Taken from the Veracity Website)
MOST COMPLETE CREDIT REPAIR SERVICE
Academy Credit Full service credit repair!
Actual Academy Credit reviews and testimonials
"Thank you guys, You have helped me get through a very difficult time in my life. The coaching that you provided helped me keep my head up and after six months my credit score went up like magic. Your team is very sharp and I can't thank all of you enough for what you have done for me. Thank you!"
- Time W., Kent Michigan
Credit Repair is your right. Although many people think that using an online credit repair company is illegal or may be a scam, the fact remains that hiring one of these online credit repair companies is completely 100% legal, and is your right under the Fair Credit Reporting Act (FCRA). The FCRA actually supports your ability to dispute negative items on your credit report. You have the right to do it on your own and/or hire a credit repair company. This list of the best credit repair companies was created to help consumers find reputable credit repair companies that really work. We of course cannot fully guarantee what your credit repair results will be, but we assure you that all of the credit repair companies on this list are 100% reputable and will show you positive results.
Below is a synopsis of what you can expect when you sign up with one of the companies on this list. There are many websites online that claim that getting deletions is impossible. There are of course scam companies in any industry, but getting deletions is surely 100% possible. In most cases, the deletion of an item off of your credit report does not remove the debt attached to it (if it was say a charge-off and you still owed money on the credit card) but in many cases the item that was removed does not return and the the debt could go beyond the statue of limitations in your state so you would not owe the debt anymore. In some cases, if the item was removed and their was a debt attached to it, it can return on your credit report again if a collection agency buys up the debt and reports it to one of the major credit bureaus again. But in most cases however, when an item is deleted it does not return.
By Law, a credit restoration firm is not allowed to charge you for their services before they perform work on your case. If you are charged up-front and did not receive any services, beware. In most cases, a firm might take your credit card information up front, but when you are purchasing their product (either online or over the phone) they will tell you (they should anyway as its the law) the actual date that you will actually be charged. In many cases when you sign up online, they will collect your credit card information but not charge you for around 5 days. This gives them time to set up your file and start working on your case. You will see this information clearly presented on the Score Cure online sign up form.
You will need to provide the company with recent copies of your credit reports across the three credit bureaus. You will also need to provide them with some pertinent information including a copy of your drivers license and a copy of your social security card (this is needed so when they send dispute letters on your behalf, it will look like it is you who is actually writing the dispute letter.
The company will then look through your credit reports and find all the negative items to dispute for you. Depending on the firm, they will usually add your negative items into an online portal that you the client can sign into to see your progress.
They start disputing on your behalf. They simply write letters asking the creditors and/or credit bureaus to confirm your information and that the negative items are actually yours.
The creditors and/or credit bureaus start their investigation of the disputes that were sent on your behalf. Remember it is your right by law to dispute any items on your credit report for any reason as the credit bureaus are third party companies selling information about your credit history to potential creditors and lenders. You have the right to demand that the information that they are selling about you is accurate. EVEN if you did cause the negative item to appear on your credit report, it does not matter. If they cannot prove that the your account is yours and that the information is 100% accurate. They MUST remove the item from your report.
After the credit bureau investigates your disputes, they will mail their findings and a copy of your recent updated credit report to your house.
You will need to forward the copies of your updated reports that the credit bureaus sent you you to your credit restoration firm so that they can update the status in your client portal.
The credit repair firm will re-dispute again on your behalf. If they were not successful in getting a deletion of an item or if they did in fact get a couple of deletions, they will still dispute again against the remaining negative items that are still appearing on your reports. This is very common and again is your right. If they disputed an item and the credit bureaus verified it and said it was truly yours and they would not remove it, your credit repair service will dispute the item again with a a different angle of dispute ( a different reason of why the item is not accurate) and make the creditors or credit agencies verify the item(s) again. This repeated disputing and persistence does pay off because what happens is that your file keeps going into different peoples hands and eventually gets lost in the red tape. The credit bureaus have only 30 days to investigate the dispute. If they have no time to get to yours, they (by law) must delete the item from your credit report. Of course if a negative item that really was not yours was appearing and was showing up erroneously on your reports, they will be removed as well. The process works whether the item was really yours or not. That is the true beauty of the system.
How long does it take?
It depends on how many negative items you have on your three major credit reports. Getting stubborn items removed can take anywhere from 2 to 6 disputes or longer. The persistence will pay off. The major advantage of outsourcing this task for you is that the firm that is trying to clean up your credit for you will keep disputing until the desired results are achieved and you won't have to worry about following up all the time. You can do this entire process by yourself as well.
Can I do it myself - Can I repair my own credit?
This is a question that we hear all the time. The answer is absolutely yes. Anyone can repair their own credit and at any time. It is wise to check your credit periodically to see if any of the information is out of date or if any new blemishes have been posted to your credit report. It is actually very easy to get the ball rolling with repairing your own credit in this new technology age that we live in. If you simply create an account on the one of three major credit bureaus online websites', they all actually have a very convenient section where you can dispute online in real time right from the convenience of their website. You sometimes have to send them some information, like proof of residency and your social security number, but it is very easy to do. The problem with the online portal system is that you usually cannot send a detailed letter or a detailed explanation of your dispute and what happened with the particular account, you can only choose from a few limited choices from quick drop down menu that they provide of what and why your disputing and it really is only touching the surface of what is involved with making a real dispute. We have never had luck disputing online. When you dispute your own credit the best way is to send a letter in detail about what and why you are disputing. This method is much more effective. The problem with this method is that you have to keep up on it all the time to get the desired result.
There are many websites that claim that credit repair services that you sign up for are a rip off and that it is impossible to remove items from your reports. The first half of that statement could be true if the company you choose does not dispute effectively but the second half of that statement is completely false. First of all, the credit agencies do not know if you yourself or the credit repair service is sending the dispute because the credit repair service disputes the items on your behalf (as if they were you). They send a copy of your drivers license and social security card and send the letter signed form you. This is 100% completely legal and is your right for anyone to act as power of attorney on your behalf if you grant them the permission by the way. Disputing is your right under the Fair Credit Reporting Act. You have the right to dispute incomplete or inaccurate information. The federal Fair Credit Reporting Act (FCRA) promotes the fairness, accuracy and privacy of information in the files that third party consumer reporting agencies are reporting about you. Under the act, you must be told if information in your file has been used against you and you have the right to know what is in your credit file.
Most importantly as a consumer, have the right to dispute any and all inaccurate, false or incomplete information that may be displaying on your reports. The consumer reporting agencies have within 30 days to verify what you are challenging and they must correct, update or delete the inaccurate, incomplete, or unverifiable information immediately. Lastly, by law, the consumer reporting agencies may not report outdated negative information that may be showing up in your file. If unverifiable outdated or negative information remains on your reports, you are entitled to seek damages from the violators. If a consumer reporting agency, or any furnisher of information to a consumer reporting agency violates your Fair Credit Reporting Act Rights, you can sue them in state or federal court. The advantage of using a service that is reputable is that they know these laws and will be persistent in acting on your behalf until your negative items are removed.
When it comes to do-it-yourself credit repair, we have found that consumers are either un-knowledgeable about the process, don't have the time to follow up immediately on results, procrastinate or are simply lazy and ultimately do not get the job done.
Keeping our information up-to-date
Although the credit repair laws, prices and terms of the services change all the time, FunNewJersey.com strives to update our information at least once a week for any major changes as sometimes these companies change their pricing or have other significant changes. Some of the companies that we know of as completely reputable, also update us from time to time with any pertinent or important updates or changes.
This page was just checked for accuracy and last updated on 1-10-14.
TOP CREDIT MONITORING COMPANIES
CREDIT MONITORING SERVICES
Get your credit score
Get your credit scores for free. Get your score instantly online.
They provide Fako's (scores that are not real fico's) but they offer a great monthly service that notifies you with any changes or updates to your credit reports. We use it in conjunction with Myfico. It is well worth the $14.95 per month fee.
See New Jersey Credit Repair Companies
See our picks for the Best Debt Settlement Companies