See reviews and testimonials of these Credit Repair Companies on the bottom of this page

All reviews/results are factual and unbiased

We've spent two years testing Credit Repair companies to find the ones that really work!

We are the #1 source on the Internet for reviews of reputable credit repair companies.

See page bottom for more actual reviews and testimonials of all these credit repair services

Times are tough but credit repair doesn't have to be

Legit credit repair companies use the laws and fight in your favor to remove negative items legally, whether they are on your credit report because you caused the derogatory or not.


There is only one place to get your real Fico Scores

MyFico.com

Credit repair companies that you can trust

We have spent two years researching Credit repair companies. Either we have tried the services ourselves or we have had close colleagues report their results. All results and credit repair reviews on this page are verifiable.

Give us your personal feedback

If you have had personal experiences with any of these credit repair companies and would like to voice your opinion, please E-mail us. If you disagree with any of our recommendations, or feel that our reviews are inaccurate in any way, please contact us and we will research your complaints and post our findings and results on this page.

Biggest credit repair myth

It is impossible to remove negative items that are on my credit report because I truly did default on the item and it really was my fault. False

Although it may seem corrupt, it is completely legal to have anything that is unverifiable
removed from your credit report. Whether you defaulted on a derogatory item or not, every item on your credit report must be verified. Legit Credit repair companies follow the due process of law and simply protect your rights and exercise the rights that the laws govern you. This process may seem unethical but the laws are there for your protection. If the credit bureau or credit issuer cannot verify a debt, it is your right to have the negative item removed.

CREDIT REPAIR IS POSSIBLE NO MATTER WHAT SITUATION YOU MAY BE IN

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BEST CREDIT REPAIR SERVICES WITH THE BEST RESULTS 

Best Legal
Credit Repair

Best Legal Credit Repair is our choice for the #1 overall best credit restoration company that will get you the best results legally. We used Best Legal Credit Repair for 4 months and they got 22 quick deletions in those 4 months. You will get great personalized service with Best Legal Credit Repair. You can quit the program at any time as you go along. Best Legal Credit Repair is a real reputable credit repair service that will work hard for you each and every round of disputes. You will not be dissapointed with choosing Best Legal Credit Repair as your credit repair company. One of the best advantages is that they charge only $69 a month with no set up fee!

MyCredit
Repair Fix

My Credit Repair fix is our choice for the #2 best credit repair company. They are also one of the least expensive credit repair companies on this top 10 credit repair companies list. They offer credir repair for just $59 per month and they do not charge a set up fee! My Credit repair Fix can get stubborn items removed and is only the second company that we know of or have reviewed that has realized a bankruptcy deletion. See the bankruptcy deletion here. My Credit repair Fix is a great choice for credit repair. 

Sky Blue
10 great reasons to try Sky Blue...1. They are one of the least expensive credit repair business out there (Only $49 set up then $49 per month... 2. You get a free gift when you sign up that will help you immensely...3. You can get a full 100% refund if you are not happy...4. They know all about the federal and state laws that regulate credit repair...5. They are a very honest and legit credit repair company...6. They believe in 100% customer satisfaction...7. They'll do anything legally possible to force compliance and get negatives removed... 8. They hand write all dispute letters...9. They dispute directly with creditors banks and CRA'S individually...10. They answer all correspondence with clients.

DSI Solutions
One of the best that we have reviewd that WILL produce results is DSI Solutions. You can get started with DSI for a modest $19 set-up fee and then 3 simple monthly payments of $89. This comes to $286 for a total of 6 months of credit repair. Averages out to about $48 a month. You can continue services or quit at ant time. Even if they only get you 3 deletions in 6 months, it's still worth $286. You cannot put a price on a negative item that is hurting your Fico score.

 

Best NJ Credit Repair Companies

Debt Negotiation

Best Legal Credit Repair - (Best) #1

Best NJ Credit Counseling service

Best Debt Management company

My Credit Repair Fix - #2

Best Debt Settlement Companies

Get your real Fico Score

Sky Blue - (Best) #3

BEST CREDIT REPAIR COMPANIES
TOP 10 CREDIT REPORT REPAIR SERVICES

Reviews of the best Credit Repair Services: Can credit repair companies get deletions from the three major credit bureaus? You bet they can! If you have Credit debt and need Credit report repair, simply read our reviews of the best Credit repair services. Find the best credit repair companies that are sure to get results!

#1

Best overall credit repair service
Best Legal Credit Repair
Best legal credit repair review

Best Legal Credit Repair - Best credit repair company
See Website

What they did for us when we tried their service
We used Best Legal Credit Repair for 4 months and they got 22 negative items removed for us.

Actual Best Legal Credit Repair Experian Deletions

Best Legal Credit Repair has years of experience in the debt collection and credit repair industry

Best Legal Credit Repair Best credit repair companies Best Credit repair company! 
100% legal credit repair that works! There is one main reason that Best Legal Credit Repair is one of the best credit repair companies: They remove negative items easily and effectively and they do it legally. They are affiliated with a top attorney that has many years of experience in the credit repair industry. Each client will have real attorneys handling their case. This is the most complete Credit Repair Service in the industry - Period! Besides getting deletions removed effectively, Best Legal Credit Repair goes way above and beyond for their clients. Credit repair is just one small part of the entire process. Best Legal Credit Repair will also help you establish new credit as well. They have years of experience with credit card companies and they can easily establish new credit trade lines and have them added to your credit reports. Imagine having all your negative items removed while at the same time having a new $5,000 credit line added to your report. This will help utilization and your credit score will rise dramatically! We used Best Legal Credit Repair for 4 months and they got 22 negative items removed for us. During the four months, they got 13 negative items deleted from Experian (including 11 Experian deletions in just one round!). Our Fico score on Experian went from 586 to 714 in just 4 months! Each client will get a personal credit coach that will always be there to answer any questions. Another great feature that makes Best Legal Credit Repair stand out from the other credit repair companies is that each client will have  online access where they can log onto their account 24/7 to monitor their credit repair progress. The customer service and professionalism of this company is by far the best that we have ever seen. They offer a money back guarantee and you can quit at any time with no penalties or fees. They are also one of the least expensive credit repair companies at just $69 per month. No start up fees! Get started with Best Legal Credit Repair today!

Pro's: No set up fees! One of the least expensive credit repair companies. They get the job done legally so negative items will never reappear. Run by real lawyers with many years experience. Best customer service that we have ever encountered for credit repair. They get deletions quickly. They help rebuild credit. You can quit at any time. Offers money back guarantee. Very experienced with all facets of credit restoration and repair. Offers credit repair in all 50 States.
Cons: No cons that we have seen or heard of yet!  
Pricing: $0 (No set up fee!) Just $69 per month

See the Best Legal Credit Repair Website


#2

Second best overall Credit repair company
My Credit Repair Fix
My Credit Repair Fix Review

Mt credit repair fix Credit Repair
See Website

See actual TransUnion Bankruptcy Deletion

14 Deletions in 6 months!

No Setup fee!

100% Money Back Guarantee!

One of the least expensive credit repair companies on this top 10 credit repair companies list. No set up fee and just $59 per month!

 

My Credit Repair Fix Our Editorial pick for best overall credit repair service! #2 Best credit repair service!
No set up or start up costs! 
My Credit Repair Fix offers a very professional credit repair program. We tried My Credit Repair fix for 6 months and during that time, we received unbelievable personalized attention by their staff! During the six months they did 4 actual rounds of disputing for us and after the 4 rounds we had 14 deletions! They deleted three charge-offs, six 30-90 day lates, two tax liens, two inquiries and one lost/stolen account that still had a balance! Our credit score with Equfax increased 93 points in the four rounds of disputing! One of our colleagues got some stubborn items removed including a bankruptcy! This makes My Credit repair Fix only the second company that we know of or have reviewed that has realized a bankruptcy deletion. See the Bankruptcy Deletion Here! They get great results with all three credit reporting agencies. Their team will use every legal opportunity under the Fair Credit Reporting Act to demand that accurate, verified credit information be reported or REMOVED from your credit report. They begin work on your disputed information the same day they receive your reports. My Credit Repair Fix is one of the few credit repair companies at this price point that offers customized NOT computerized disputes. MyCreditRepairFix.com can also help with other areas that many other companies cannot such as building credit and debt settlement! You will see great results with this company.  


Pro's: They are extremely reputable and offer the best personalized customer service. All phone calls are answered or returned! Can get tough bankruptcies deleted. No set up fee! Just $59 a month for full service credit repair. Clients can quit at any time during the program. Offers credit repair in all 50 States.
Cons: No cons that we know of.
Pricing: $0 (No set up fee!) Just $59 per month

See the MyCreditRepairFix.com Website


#3

Most Reputable established Credit repair company 
Sky Blue
Sky Blue Review

Sky Blue Credit Repair
See Website

See actual Sky Blue Creditor Deletion

See actual Tax Lien removed from Sky Blue Credit Repair

17 Deletions in 7 months!

Setup fee just lowered from $99 to just $49!

100% Money Back Guarantee!

 

Sky Blue Credit Repair Our Editorial pick for best overall credit repair service! A Top credit repair service!
Very Reliable Established Credit Repair company 

Sky Blue is a very reputable branded credit repair company. After two years of researching credit repair companies, we feel Sky Blue is the best overall credit repair business in the industry. They are a very reputable credit restoration service that many of the baby boomers have role-modeled and emulated. They have a clean record with the Better business bureau and they offer terrific customer support. A close colleague of ours has used Sky Blue with great results. After 7 months his Fico went from 601 to 733 with 17 deletions of negative items (4 of which were charge-offs). Our colleague said that the Sky Blue representatives were very courteous and extremely professional! Sky Blue definitely combines exceptional personal customer service with a total mastery of the laws that govern the credit reporting industry to show you results! Sky Blue also has 20 years experience in credit repair. Check out Sky Blue Credit Repair! This really is an awesome program. Everything is included for a single low monthly fee and they get fantastic results. They have just recently lowered their set-up fee to just $49. This is by far, one of the best credit repair companies.

Pro's: A+ rating with the better business bureau. Shows results. 20 years experience. Not an automated dispute service. Cancel anytime. Best customer service that we have seen yet. Name branded recognition. Gets tough items deleted like tax liens! Very simple sign-up. 100% Money back guarantee that they will stand fully behind. Offers credit repair in all 50 States.
Cons: No cons that we know of.
Pricing: $49 Setup fee. $49 per month


See the Sky Blue Credit Repair Website

#4

Least expensive Credit Repair!
DSI Solutions Review - Cheap set up fee at just $19!

DSI Solutions Credit repair
See Website

Check out this Guarantee
If you try their service, and after your program is complete there isn't a definite improvement in your credit report or score, then they will give you $50 for wasting your time—on top of your money back!

See actual DSI Deletions

See actual very rare DSI Experian Deletions!

See actual DSI Creditor Deletion

DSI Solutions  Great Credit repair service!
For the price, - nothing comes close to DSI Solutions for reliable credit repair. We can attest that the DSI Solutions unique six-month credit repair program is the fastest, best and most affordable credit repair service available online. One of our colleagues tried the 6 month program with amazing results. DSI realized 18 deletions in total, including a Bankruptcy! This is one of only two credit repair services where we have personal experience with a bankruptcy deletion. His Fico score went from a dismal 528 to a 704 on Equifax within 6 months. They also deal directly with creditors to get deletions! When it comes to the price, DSI is by far one of the cheapest credit repair services. For the low prices that they charge, they are easily the best choice for credit repair. They only charge a $19 Set-up fee and then 3 easy payments of $89. (If you pay for the entire package up front, they'll waive the set-up fee!) This pricing is for 6 months of full service credit repair. Discover how DSI Solutions’ can easily repair your credit...guaranteed! If you have bad credit and you’re looking for a second chance, DSI Solutions can legally repair your credit, and raise your credit score.


Pro's: Lowest price in the credit repair service industry. They show excellent results. They get results with Experian! They can get bankruptcies removed. Great guarantee where they will give you your money back... plus $50 if there is not a definite improvement to your credit reports! Only a $19 set-up fee. Offers credit repair in all 50 States.
Cons: Short term allows for only 4 rounds of disputes, but then again that may be all you need, because they dispute all items quickly. If happy and need be, you can still continue!  
Pricing: $19 Setup fee and then 3 easy payments of $89

See the DSI Solutions Website


#5

Most reliable Credit repair company - Lexington Law
Lexington Law Review

Lexington Law Credit repair review
See Website

See actual Lexington Law Deletions

See more actual Lexington Law Deletions

Lexington Law is one of the oldest and most reputable credit repair companies that basically started it all,... and to this day, it remains one of the best overall and most reliable credit repair services in the entire industry


 

Lexington  Reliable Credit repair service!
Lexington Law was the very first credit repair company that we tried. We used Lexington Law for 9 months with great results. In the 9 month period using Lexington Law, we saw 19 negative items deleted from our credit reports! (4 of them were inquiries). Lexington Law is one of the oldest and largest credit report repair services around, and it is still one the best. There is a bit more work on your part to go into the Client Login area and update what you want to dispute, but it doesn't take that long and it puts you in full control and is well worth it. They did a lot for us within 9 months by getting 19 deletions and their customer service was exceptional. If you have credit debt and need a company that knows what they are doing with bad credit repair, then Lexington Law is one of the best credit repair services on this list that you could choose. Go for the $59.95 or the $79.95 per month plan if you can afford it. Get Started now! Lexington Law Sign-Up Page

Pro's: They always get results. Very experienced. Time tested techniques that work. They answer the phone. A very branded and trusted name for credit restoration. We have not heard of one single client that we know, who hasn't seen at least 1 deletion! A founder in the credit repair industry that is still the best out there and is certainly the most reliable. Realized 19 deletions of negative items in 9 months for us! Offers credit repair in all 50 States.
Cons: A little more work on your part to update your control panel (client login area) but it is worth it because you get to control what is being disputed.
Pricing: $99 Setup fee. 3 different plans $39.95 - $59.95 - $79.95 per month

See the Lexingtion Law Website


#6

Credit repair that works! - Fowler and Fowler
Fowlerandfowler.net review

FowlerandFowler.Net Credit repair service review
See Website

See actual Fowler & Fowler Deletions #1

See actual Fowler & Fowler Deletions #2

Fowler and Fowler gets great results very quickly. You will be very happy with this credit repair company.

Fowler and Fowler A top Credit repair service!
We used Fowler and Fowler for 10 months and we saw some of the best overall results from most other companies on this list. Over the 10 month period, Fowler and Fowler realizes 21 deletions for us. Out of the 21 deletions, 5 were tax liens, 5 were collection accounts, 10 were public record judgements and 1 was a 90 day late deletion. Now that is fantastic results for a credit repair company! Out of the 21 total deletions, 11 were from Equifax, 6 were from TransUnion and 4 deletions were from Experian®. The most positive attribute to the way Fowler does business is that they dispute all negative accounts on all three bureaus on the very first step. It takes other on-line companies a little longer to complete what they do in the first 60 days! Each dispute letter is hand written and is not computerized. Fowler and Fowler has a 90% removal/correction rate!   

Pro's: They have shown us some of the best results of them all. They have a unique technique where they dispute all negatives at once with great results. They don't string you along to have to pay each month. They always answer the phone to answer questions. Very professional staff. They will certainly get the job done.
Cons: No real cons except maybe not as many Experian® deletions as we would have liked. (But we can't really complain with the 4 that they did realize) A bit more work on your part to sign up with, paperwork wise. (but well worth it)
Pricing: $59 Setup fee. $59 per month

See the Fowler and Fowler Website


#7

Credit Repair Company with the best service
Attractive Credit Review - Every client is important

Attractive Credit - Credit repair
See Website

What they accomplished for us
We used Attractive Credit for 3 months and they got 12 deletions in those 3 months. They also helped us by dealing directly with a stubborn collection agency and got them to stop going after us for payment and got them deleted from all 3 bureaus! This extra service is unheard of in the credit repair industry!

Attractive Credit is certified with the Fair Credit Reporting Act

Attractive Credit  A top credit repair performer! 
If you are serious about getting your credit rating restored quickly and want a little more personalized attention and coaching, then Attractive Credit sis a great choice for a credit repair service. Attractive Credit takes the extra time to advise, consult and educate each client along the way to a better credit score. Attractive Credit applies legal methods, techniques and strategies to increase credit scores quickly through their program. Bottom line, they will do everything in their power to lead their clients in the right direction.

What really sets Attractive Credit apart is that they take a little different approach to credit repair. They do not just simply "dispute all negative items", which is an approach that most credit repair companies focus on. Instead, they focus on working closely with you while fixing and improving your credit scores, and they go above and beyond by helping you with disputing to collection agencies and disputing to original creditors. They will do whatever it takes to get the job done for each and every client. They take pride in providing you the tools that you need to control your credit and finances from the moment you join until even after you are a client. Attractive Credit believes in long term, permanent solutions to your credit issues.

Your program will include unlimited credit report disputes, corrections, and removals with Equifax, Experian, and TransUnion, They are also specialists in creating customized collection interventions that focus on Fair Debt Collections Act guidelines (FDCAPA). Credit interventions that assist in eliminating bad credit are excellent for late payments, charge-offs, and collections.

Pro's: They realized 12 deletions in 3 short months for us! Clients have piece of mind with their no-risk refund policy. Cancel at any time! Exceptional one on one customer service. They do the little extras that other companies simply do not address. Very professional credit repair company. Goes above and beyond for each and every single client. They just lowered their set up fee from $99.97 to $69.97! Offers credit repair in all 50 States.
Cons: No cons that we have seen or heard of yet!  
Pricing: $69.97 Setup fee and then $69.97 per month

See the Attractive Credit Website


#8

Most improved Credit repair Business - Ovation Law
Ovation law Review

Ovation Law Credit Repair Review
See Website

See actual Ovation Law Deletions

We got 9 Deletions in 6 months with Ovation!

Ovation Law    Up and Coming Credit Repair service!
We used Ovation Law for 6 months with very good results. We saw 9 deletions disappear within the 6 months with Ovation Law. Ovation Law seems to have role modeled Lexington with their business ethic and techniques. They have been growing of late and are becoming a top player for reputable credit repair. They have recently re-vamped their website to portray a much more professional look and feel. Ovation Law is an up and coming firm that offers above average customer service. Ovation law is a very a reputable branded credit repair company that gets results! We've seen the results ourselves! They are one of the most improved professional credit repair businesses in the industry as of late and can get great results. (They are also a little cheaper than Lexington)

Pro's: They answer the phone. Good communication. They show results. Getting bigger and better all the time. Very similar service as Lexington but a little cheaper. Offers credit repair in all 50 States.
Cons: Not really a con but they only dispute 4 or 5 derogatories at a time per bureau like many other credit repair companies. They do this so the bureau's won't think the disputes are frivolous.
Pricing:
$87 Setup fee. 2 different plans $37 or $57 per month

See the Ovation Law Website

#9

Fastest growing Credit Repair company - Veracity
Veracity review

Veracity Credit Consultants
See Website

7 Deletions in 4 months!
Highly recommended

Veracity Credit Repair
Expedited Credit repair!
This may actually be one of the best underdog choices for a credit repair in this top 10 list! They are very experienced when it comes to credit debt and bad credit repair. Combine Veracity's relatively low monthly rates (we paid $49 per month) with their specifically tailored credit repair and consultative strategies and you get a winning combination. Their system is designed to quickly and effectively raise your credit score within a relatively short amount of time. They are known for their expedited results (getting deletions fast). So if you need quick results with credit repair, Veracity is a great choice. It worked for us! We tried for Veracity for 4 months and saw 7 deletions (although 3 of them were inquiries). In all fairness to Veracity though, we used them after using 3 other credit repair companies for a length of time, so they surely had a tougher time getting deletions after the Bureau's had previously verified the items. We think that a client using them as their first credit repair company choice, will yield considerably better results than we did. We must also note that we tried the SELECT plan (the less expensive plan), and we feel that you may get better results going for their PLATINUM plan. One of the best Credit Repair companies online today.

Pro's: Shows expedited results. Reasonably priced. A branded name in the industry. Will improve your fico score quickly. (Raised ours 44 points on TransUnion). If you need quick results, this is your choice. Cancel at any time. Offers credit repair in all 50 States.
Cons: Did not get any deletions for us from Experian and only one deletion from Equifax. (In all fairness though, we only used them for 4 months and used them after using two other credit repair companies)
Pricing: 2 plans - The SELECT plan is $69 setup and $49 monthly or the PLATINUM plan is $99 setup $79 monthly.

See the Veracity Website


#10

Most complete Credit Repair - My Credit Group
My Credit Group review

My Credit Group Credit Repair
See Website

Complete Credit repair!

My Credit Group realized 9 deletions in 5 months for us.

Guarantee!
Your Results Are Guaranteed in Writing. When the plan you and your coach create is followed, you'll get results or your monthly service fees are refunded. It's that simple

My Credit Group 
Full service Credit repair!
We've found quite a few credit repair companies that really work and that are really legit (including all in this top ten credit repair list) but not many of the best credit repair companies on this list offer the full service that My Credit Group does. Their services go above and beyond simple credit repair and their services are extremely personalized, affordable and Risk Free! With their program, you’re immediately assigned a team of personal credit and debt coaches who will be your mentors throughout the entire process. They will help you to negotiate to lower debt balances, help you with opening new positive credit lines, help you with a professional budget planning assistance and help you prep your credit to be “Home Loan Ready”. They are licensed, bonded and registered with the Attorney General. They remain in strict compliance with all applicable State and Federal laws and they only use legal methods to repair your credit. In addition, they will never ask you to lie about your credit history or personal information. If it’s not in your best interest, they won’t recommend it. My Credit Group Inc. credit repair has been utilized by some of the largest institutions in the world including being utilized by the Department of Defense! We have tried My Credit Group for 5 months and they realized 9 deletions for us.

Pro's: One-on-One coaching. Risk Free Refund Policy. Your Results are Guaranteed in Writing. Cancel anytime. 24/7 Support Desk. Help above and beyond simple credit repair, Shows results. Reasonably priced. Offers credit repair in all 50 States.
Cons: No real cons that we can see yet.
Pricing: $99 setup and then $69 monthly.

See the My Credit Group Inc. Website



We feel that these top 10 credit repair companies are all worthy of being listed on this top 10 list. After reviewing and trying over 55 companies, we have found that these 10 are the absolute best, are reputable and really work.

BEST CREDIT REPAIR COMPANIES 2010 -THANK YOU FOR VISITING OUR TOP TEN LIST OF REPUTABLE CREDIT REPAIR SERVICES FOR BAD CREDIT REPORT REPAIR
SEE TOP 10 CREDIT REPAIR COMPANY REVIEWS BELOW

BEST CREDIT REPAIR COMPANY REVIEWS

THE BEST OVERALL CREDIT REPAIR COMPANY - BEST LEGAL CREDIT REPAIR

Best Legal Credit Repair  - Best Legal Credit Repair Reviews

Best Legal Credit Repair Reviews
See Website

Actual Best Legal Credit Repair reviews and testimonials

"Initially I had a few reservations but what convinced me was knowing that my credit repair program was in the hands of a real attorney. Thanks to a recommendation from a close friend (to try this credit repair company) Best Legal credit repair realized 12 deletions for me within the first two months and my Transunion Fico score went up 86 points! Their team was absolutely wonderful and was always there for me with any questions that I had. I was of course a little worried in the beginning but the overall experience turned out fantastic. They also helped my mother in law get two charge-offs removed that no other company could. Thank you Best Legal credit repair...from the bottom of my heart!"
 - Jerald S.,South Williamsport, PA

I have never written a company about their service but my experience with you guys has been so impressive that I just had to take a moment to send you this. Your customer service is nothing short of impeccable and the results that I have seen after just a short stint is the most amazing thing I have ever seen. I look forward every month to opening my letters from the credit bureaus to see what else has been removed. I am also confident that becasue you legally removed the items, that they will never reappear. I promise to keep my spending under control now and not be late ever again on a credit card payment. Sincerely James R. "
 - James R., Blanchard, LA

"I ran into some serious troube and your amazing company got every single negative item removed from all three of my credit reports. You changed my life in every single way! And if it wasn't for you Michael, I would have been lost with no direction to turn to. (thank you for the one on one coaching) I can now, once and for all, feel comfortable applying for credit anywhere, anytime (just got a citibank mastercard witha $10,000 limit!). Thankl you soooo much Best Legal credit repair!"

- Kathy W., LA, California

BEST CREDIT REPAIR COMPANY WITH BEST PRICING - GREAT CUSTOMER SERVICE

My Credit Repair Fix - My Credit Repair Fix Reviews

My Credit Repair Fix credit repair reviews
See Website

Actual My Credit Repair Fix reviews and testimonials

"Thank you My credit repair fix for cleaning up my credit reports. Just wanted to let you know that your service is great."
- Sandra W., Flint, Michigan

"Amazing service. Got the job done a few deletions at a time and they constantly followed up with me to make sure that everything was ok. I only needed to use them for 5 months and all my bad marks were gone! Truly amazing service."
- Debra J., LA, California

"To be honest, I was a little leery of using an online credit restoration company because of a past experience, but you guys WOW'd me. I am glad I read the funnewjersey.com credit repair reviews and I'm glad I chose My Credit Repair fix. Thanks from me and my family! By the way, I promised my credit coach to update him on my score: Fico was: 533 Fico is now: 687 and still climbing! Thanks again"
- M.J., Miami


MOST ESTABLISHED CREDIT REPAIR SERVICE - CREDIT DEBT REPAIR PROFESSIONALS

Sky Blue Credit Repair  - Sky Blue Reviews

Sky Blue Credit Repair
See Website

Actual Sky Blue Credit Repair reviews and testimonials

"An absolutely fantastic experience from the start, brilliant and friendly. I recommend Sky Blue Credit Repair to anyone with credit issues."
 - Robert B

I’ve been so impressed with everything - from the customer service to the awesome results. Sky Blue is the gold standard for credit repair. "
 - Russell H.

"You provided a completely satisfying experience from day one. And now, six months later, I can tell you that your credit repair service was a life saver."

- James R.


BEST CREDIT REPORT REPAIR COMPANY - CHEAPEST CREDIT REPAIR

DSI Solutions - Dsi Solutions Reviews

DSI Solutions Credit repair
See Website

Actual DSI reviews and testimonials

"My credit was such an embarrassing mess, that I pretty much just gave up on the idea of ever having good credit. I searched high and low for a service like yours and you guys just seemed to make it easy. I still can't even believe where I am now after your service. I never thought I'd have a chance like this again, and I couldn't be more thankful."
 - Becky Wilshire, CA

"...it was exactly like you said, I was taking three steps back for every one I took forward.  But worse yet, I was totally accepting it. What a wake up call. Now life is good, and so is my credit. I hope this testimonial helps you get the word out. Your website was a lifesaver. Thanks again!" 
 - Ken & Cathy Bowser, Lockport, IL


"I still can't believe that every time I either pull my credit report or have the next round sent to me free from the three bureaus, (after you guys do your disputing), I see another deletion of some sort come off my reports. I have heard that making negative items disappear off you credit report was impossible until you guys (DSI Solutions) keep proving it to me month after month. You just recently removed a charge-off account that was haunting my score for a long time. Thank you so much!
- Thomas Canterbury, NY, NY

"Does exactly what they say they will do. Deserves to be on this best credit repair companies. An extremely reliable company that stands behind its guarantee. Expedited Credit repair at an extremely reasonable price. Top notch service in the credit repair industry"
 - FunNewJersey.com 


MOST RELIABLE CREDIT REPORT REPAIR SERVICE - OLDEST AND MOST EXPERIENCED CREDIT REPAIR SERVICE

Lexington - Lexington Law Reviews

Lexington Law Credit repair review
See Website

Actual Lexington law reviews and testimonials

“My experience with the Lexington Law Firm has been wonderful from beginning to end and the results you achieved are remarkable. It is also noteworthy, that the fee I paid for such superior professional service must be one of the truly great bargains of all time. My warmest best wishes to you all.”
- R.S., Lexington client

“I have to admit I was a little skeptical at first, but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Thank you for everything that you are doing for me and please pass on to your staff my appreciation for all of the hard work.”
- T.B., Lexington client

“Lexington Law showed us results from the very first dispute. They got 19 negative items deleted in the 9 months time period that we spent with them. We've done it first hand with them and fully endorse Lexington Law as a reliable Credit repair service that really works.” See 3 actual deletions that they got from TransUnion on one dispute.
- FunNewJersey.com


COMPANY THAT HAS SHOWN US THE BEST RESULTS  - FOWLER AND FOWLER

Fowler and Fowler - Fowler and Fowler Credit Repair Reviews

FowlerandFowler.Net Credit repair service review
See Website

Actual Fowler and Fowler reviews and testimonials

"I just wanted say what a great job your company is doing with our credit reports.  When we started, my credit rating was 525…my credit is now 687 and my wife’s is 668.  We just bought a ½ million dollar house at a decent interest rate and we have 4 new credit cards with limits over $5k each which is important because I travel so much in my business.  Please keep up the good work! Thank you,"
B. Jarrett, Fenton, MI

"Thank you Fowler and Fowler for getting such quick expedited results for me and my wife. We were able to relocate and buy a home in the San Fransisco Bay area , which had been our dream for the last six years. My score went up 70 points and my wife's 123 points in just 3 months. These fico score increases helped us secure a mortgage together. Thank you Michael for helping make our family dream come true. Words in this mere letter could never have enough weight to say the enormous thank you that is and will always be in our hearts"
- Jim and Sandy F., Ridgecrest, CA

"I have used Fowler and Fowler personally and I still truly can't believe the results I have seen with this great credit repair company. Fowler and Fowler achieved 21 deletions in 10 months for me. I had a lot of negatives so it took a little longer than the average person might take. They get the job done very quickly and will not string you along month to month. This is by far one of the best credit repair services out there today. If you had to choose only one company on this top 10 list, Fowler and Fowler would be a great choice. Try this company and then please
E-mail us at FunNewJersey.com with your experience and I will add it to these testimonials. I give Fowler and Fowler my personal endorsment as one of the best overall Credit repair companies in existence"
- Charles Daidone - Owner FunNewJersey.com


"All I have to say is WOW. I was leery about using you at first. I was thinking there was no way things can come off of my credit report and thought the price was to much. Now after the year is over, it was worth every penny and I think even more. I seen a foreclosure, repossession and a bankruptcy and bunch of credit card bad debt come off. Things due to a bad divorce. Now I have been able to purchase a vehicle with financing from my local bank, bought a house at a good rate and have a couple emergency credit cards with limits I never though I could get. I would recommend this to anyone who want to clean up there credit. Whenever I had to call in and talk to customer service or my case worker, my service was outstanding and if I had to leave a message, it was returned promptly. I want to thank you ALL for your help and the things you have done. Thank-you so much,"
J. Frueh, North Pole, Alaska


CREDIT REPAIR THAT IS ABOVE AND BEYOND - TREATS EVERY CLIENT WITH EXCEPTIONAL SERVICE

Attractive Credit - Attractive Credit - Credit Repair Reviews

Attractive Credit - Credit repair
See Website

Actual Attractive Credit reviews and testimonials

"My credit scores went from the low 500's to the mid 600's in 2 months. Nice!"
 -
Carmen D., California

"Thanks for the updates and helping me with my credit. I got approved for a mortgage loan"
 -
Mr. C. Reyez., Texas

"I can't say enough for how responsive they have been to my emails. Their web site is very user friendly and I work directly with the person repairing my credit, No middle man like other credit repair agencies... Been with them for about a month now and I'm quite pleased so far.. Thank you" 
 -Terry W., Alabama


MOST IMPROVED CREDIT REPAIR SERVICE

Ovation Law - Ovation Law Solutions Reviews

Ovation Law Credit Repair Review
See Website

Actual Ovation reviews and testimonials

"Does exactly what Lexington Law does but with a little more personalized service and is a little cheaper than Lexington also."
 - FunNewJersey.com

"We average 19 improvements per client! So what is an improvement? An improvement consists of deletions, falloffs, or a more positive status for an account. Our programs are designed to focus on core reporting issues. Our team works to make sure that your credit report reflects accurate, complete and correct information. This goes well beyond simply seeking a deletion; if an item is yours, are all components of the item reported correctly and accurately? Our approach has generated tremendous results. Our clients find, on average, 19 improvements to their combined credit reports. These improvements generally lead to higher scores and better borrowing opportunities. 
 - Ovation law Website

"Dear FunNewJersey.com. I just wanted to touch base with you about your credit reviews on your website. Although I have only tried one on your list (Ovation) and not through your recommendation because this was prior to finding your page..., I wanted to give you feedback that I had 12 deletions in a 5 month period with Ovation. This company gets the job done! I can't say enough about Ovation Law and their team. Thank you for your reviews. Being that you have Ovation as your #8 choice, do you think I should try the sugesstions you have in the #1 or #2 spot just to get a different company with different techniques to try and tack a whack at it? Or which on your list do think i should try next. Please email me with a recommendation!"
 - Emailed to FunNewJersey.com


BEST UP AND COMING CREDIT REPAIR BUSINESS SHOWING QUICK RESULTS

Veracity Credit Consultants Credit Repair 
  - Veracity reviews

Veracity Credit Consultants
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Actual Veracity reviews

"Thank you very much for the superb service provided. Veracity has done everything that it promised and more! I am aware that I may resume my lifetime membership in the future and look forward to working with you again soon.

Thanks again and kind regards."

- Kevin (Taken from the Veracity Website)

"I have seen a great increase in my credit score and believe I am now on the right track. Thank you so much as I have just bought my first home! I will be contacting you to begin consulting with my fiancé as he needs some help with his credit as well. Thanks again,"

- Torria  (Taken from the Veracity Website)


MOST COMPLETE CREDIT REPAIR SERVICE

My Credit Group  Full service credit repair!

Veracity Credit Consultants
See Website

Actual My Credit Group reviews and testimonials

"Thank you guys, You have helped me get through a very difficult time in my life. The coaching that you provided helped me keep my head up and after six months my credit score went up like magic. Your team is very sharp and I can't thank all of you enough for what you have done for me. Thank you!"
- Time W., Kent Michigan



TOP CREDIT MONITORING COMPANIES
CREDIT MONITORING SERVICES

MyFico.com 
Still the only place to get your real Fico Score. A bit expensive but they have you by the you-know-what's... if you are looking for the one and only original Fico Score.

TrueCredit.com
They provide Fako's (scores that are not real fico's) but they offer a great monthly service that notifies you with any changes or updates to your credit reports. We use it in conjunction with Myfico. It is well worth the $14.95 per month fee.

See New Jersey Credit Repair Companies
See our picks for the Best Debt Settlement/Consolidation Companies


 




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